Faulkner O'Connell - Mortgage and insurance advisors in Swindon

SWINDON MORTGAGE AND INSURANCE ADVISORS

Call Faulkner O'Connell - Swindon Mortgage and insurance advisors 07354 177928
Email Faulkner O'Connell - Mortgage and insurance advisors in Swindon INFO@FAULKNEROCONNELL.CO.UK
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LIFE INSURANCE IN SWINDON

Faulkner O’Connell is your trusted source for expert advice on life insurance protection.

Life insurance pays out a lump sum on the death of the insured persons. A popular choice when taking out this insurance at the same time as a mortgage is to opt for decreasing term assurance. This means that the sum assured is always equal to your outstanding mortgage balance, ensuring that should one of the mortgagors die during the term of your mortgage, the policy would clear the mortgage balance.

Life insurance is not just about protecting your family’s financial future; it’s about providing peace of mind. With our dedicated team of advisors, we’re here to guide you through the process of choosing the right life insurance policy, ensuring that you and your loved ones are well-protected.

Clients often ask whether they have to have life insurance to take a mortgage. The answer is no, but we strongly recommend doing so. All borrowers on a mortgage are responsible for its repayment so it’s really important to have some form in protection in place to cover your mortgage in the unfortunate event that one or both of you are unwell and unable to work, or that one of your dies during your mortgage term.

Our Services:

  • Policy Evaluation. We assess your current life insurance coverage, identify any gaps or inefficiencies, and recommend adjustments to better suit your needs.
  • Customised Solutions. Whether you’re a young family starting out or nearing retirement, we tailor life insurance solutions to match your stage in life and future plans.
  • Claims Assistance. In the unfortunate event of a claim, we provide guidance and support to ensure a smooth and timely process for your beneficiaries.

Why Choose Us?

Personalised Approach: Our insurance advisors take the time to understand your specific requirements and financial goals, crafting customised life insurance solutions that fit your budget and lifestyle.

Comprehensive Coverage: We offer a wide range of life insurance products designed to provide financial security for your family in the event of your passing, including term life, whole life, and universal life insurance.

Expert Guidance: With years of industry experience and expertise, our advisors provide clear, unbiased advice to help you make informed decisions about your life insurance needs.

Ongoing Support: Life insurance needs can change over time. We offer continuous support and regular reviews free of charge to ensure that your policy remains aligned with your evolving circumstances.

GET STARTED TODAY

Ready to secure your family’s future with expert life insurance advice?

Contact us to schedule a consultation with one of our knowledgeable advisors. We’ll help you find the right life insurance solution for your peace of mind.

CONTACT US
LIFE INSURANCE
CRITICAL ILLNESS COVER
INCOME PROTECTION
HOME INSURANCE
Faulkner O'Connell - Swindon Mortgage Advisors

07354 177928

INFO@FAULKNEROCONNELL.CO.UK

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Important Information

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing any debt on your home. The information on this site is intended for residents of the UK only. By filling in the enquiry form on this site you are agreeing to be contacted by a qualified mortgage advisor. You may be charged a fee for arranging your mortgage. All initial advice and consultations are FREE and without obligation. The pages on this website are for information purposes only and not to be taken as actual advice. Your mortgage will be arranged by an advisor authorised by the Financial Conduct Authority.