Faulkner O'Connell - Mortgage and insurance advisors in Swindon

CRITICAL ILLNESS COVER IN SWINDON


Critical illness cover provides financial protection in the face of life’s unexpected health challenges, offering peace of mind during difficult times. Critical illness cover pays out in a lump sum in the event of a critical illness diagnosis. Your specific illness needs to be covered under your policy in order to receive the tax-free lump sum that could be used to pay off your mortgage.

A popular choice when taking out this insurance at the same time as a mortgage is to opt for decreasing term assurance. This means that the sum assured is always equal to your outstanding mortgage balance, ensuring that should you encounter ill health during the term of your mortgage and be unable to meet the repayments, your claim would clear the mortgage balance to take one of your worries away. You can combine a critical illness policy with life cover to cover both critical illness and death in one policy.

Our experienced insurance advisors are here to guide you through the process of selecting the right critical illness cover, ensuring that you and your loved ones are well-prepared for whatever the future may hold.

  • Policy Review. We evaluate your current critical illness cover, identify any gaps or limitations, and recommend adjustments to ensure comprehensive protection.
  • Policy Comparison. We compare critical illness cover options from leading insurers, helping you find the policy that best fits your needs and budget.
  • Claims Assistance. In the event of a critical illness diagnosis, our team provides compassionate support and guidance to help you navigate the claims process efficiently and effectively.

Why Choose Us?

Specialised Expertise: Our insurance brokers specialise in critical illness cover, bringing in-depth knowledge and insight to help you navigate the complexities of policy options and coverage.

Tailored Solutions: We understand that every individual’s needs are unique. Our financial advisors work closely with you to understand your specific health concerns and financial goals, crafting tailored critical illness cover solutions that provide the protection you need.

Comprehensive Coverage: We offer a range of critical illness cover options designed to provide financial support in the event of a serious illness, including cancer, heart attack, stroke, and more.

Accessible Guidance: Our advisors provide clear, accessible guidance every step of the way, ensuring that you fully understand your critical illness cover options and can make informed decisions with confidence.

Ready to explore critical illness cover options and secure your peace of mind?

Contact us today to schedule a consultation with one of our experienced advisors. We’ll help you find the right critical illness cover solution to protect yourself and your loved ones.