Faulkner O'Connell - Mortgage and insurance advisors in Swindon

INSIGHTS


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    Stamp duty explained

    Stamp duty is a major cost consideration when purchasing a property. It’s important to understand your liability.

    Freehold or leasehold?

    It’s important to understand whether your intended purchase is a freehold or a leasehold property, each has their own implications.

    Types of housing buying surveys

    Surveys are an essential part of the property purchasing process. Learn more about the options available.

    Why use a mortgage adviser?

    Obtaining a mortgage can be a daunting and stressful process. Using a mortgage adviser will help alleviate that stress.

    Why do I need a will?

    Your property is often the most expensive asset you’ll own. Ensuring you have an up to date will is an important part of buying a home.

    Finding the right surveyor

    Having a survey done on your purchase property is essential to understanding its true condition. Here are some tips to finding the right surveyor.

    Finding the right solicitor

    Choosing a solicitor is an important step of buying a house. It’s essential to get it right to ensure a smooth transaction.

    Understanding 99% mortgages

    The reintroduction of 99% mortgages sounds attractive to buyers without a substantial deposit, but it’s not without risks.

    How shared ownership works

    Shared ownership is a homeownership scheme designed to help people who may not be able to afford to buy a home outright.

    Saving for a deposit

    Saving for a deposit is a crucial step towards homeownership. Here are some tips to help you save for a deposit effectively.

    Renting out your property

    If you decide you want to rent your house out, you have two options: re-mortgaging to a buy-to-let mortgage or applying for a consent to let.

    Mortgage support

    Here are some key forms of mortgage support available in the UK for homeowners facing difficulties in meeting their mortgage repayments.

    House buying process

    The process of buying a house involves several steps, from finding the right property to completing the purchase.

    Credit scoring

    Credit scoring plays a significant role in the mortgage application process. Here’s how credit scoring works for mortgages in the UK.

    Understanding costs & fees

    Understanding the various costs and fees involved in buying a house is crucial for budgeting and planning effectively, follow our handy guide.

    Borrowing in retirement

    Retirement mortgages are specialized mortgage products designed for older borrowers who may be retired or approaching retirement age.